Interesting article, but I think it misses the point. Those fearing the decline of the 403b are sales agents, not educators and the decline they are referring to is commissions, not the actual demise of the 403(b). I think the new regs will have some dissapointing effects at first, but then I think the market will adjust and 403b's will become stronger than ever. There is always opportunity in chaos.

ScottyD